Borrower-Paid vs. Lender-Paid: The Loan Structure That Gets You a 6.125% Rate in a 7.125% World
Published on: 27/09/2026
Borrower-paid compensation lets your mortgage broker quote the true wholesale rate — then seller concessions fund a PERMANENT rate buydown. 7.125% vs 6.125% on $400K saves $264/month. Here's the exact structure.
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